Construction & Renovation Loans
Construction & Renovation Loans
At GDK Financing, we help you finance your dream build or major renovation with the right loan structure, the right lender, and expert guidance every step of the way. Whether you’re constructing a brand-new home or upgrading an existing property, we ensure your loan supports your project from slab to finish.
What is a Construction Loan?
A construction loan is a specialised home loan used to finance the building of a home or major renovations. Unlike standard loans, it’s drawn down in stages—called “progress payments”—as work on the property is completed. You only pay interest on the amount drawn at each stage, making it a cost-effective option for builders and renovators.
- Owner-builders starting a custom build
- Buyers building with a registered builder
- Investors developing property
- Homeowners planning major structural renovations
- Knock-down/rebuild projects
- First home buyers building on vacant land
Renovation Loan Options
Refinance + Cash Out, Equity Release, Personal Loans for Smaller Upgrades, Line of Credit (Flexible redraws during renos)
What You Can Finance
Building a brand new home
Structural renovations (kitchen, bathroom, extensions)
Dual-occupancy or duplex builds
House and land packages
Garage additions, pools, or second-storey upgrades
Garage additions, pools, or second-storey upgrades
